The Canadian SME Secret Weapon: Unlocking Tax Credits and Government Incentives
Imagine a small manufacturer in Ontario adopting automation thanks to a federal innovation grant—or a B.C. clean-tech firm cutting capital costs through energy efficiency rebates. These aren’t lucky breaks. They’re examples of Canadian SMEs tapping into one of their most powerful and underutilized tools: government incentives and tax credits. At Amica Capital, we act as […]
What Every Canadian SME Needs to Know About Raising Capital in 2025
For small and medium-sized enterprises (SMEs) in Canada, accessing the right capital at the right time can make or break the next phase of growth. Whether you’re seeking to expand operations, buy new equipment, launch a product, or simply smooth out cash flow, the 2025 funding landscape presents both new opportunities and serious headwinds. At […]
How Canada’s New Tariff Relief Programs Can Support Your Business
The recent imposition of U.S. tariffs on Canadian exports has created significant challenges for businesses across the country. In response, the Canadian government has implemented a series of countermeasures and support programs to help businesses navigate these new financial pressures. At Amica Capital Corporation, we understand how unexpected economic shifts impact small and medium-sized enterprises […]
Building Import & Export Capacity in a Changing Trade Landscape
The recent shifts in global trade policies, including the imposition of a 25% tariff on almost all imported products from Canada by U.S. President Donald Trump, have created significant challenges for Canadian small and medium-sized enterprises (SMEs). With the USMCA agreement effectively breached, Canadian businesses must reassess their strategies to remain competitive in international markets. […]
Inflation and Supply Chain Disruptions: How Canadian SMEs Can Adapt
Canadian small and medium-sized enterprises (SMEs) continue to face significant challenges as inflation and supply chain disruptions impact their operations. Rising costs, material shortages, and unpredictable delivery times threaten profitability and stability. To stay resilient, businesses must adopt proactive strategies to mitigate these risks and ensure sustainability. Understanding the Impact of Inflation and Supply Chain […]
Financial Red Flags: How to Identify When Your Business Needs Factoring or Alternative Lending
Running a small or medium-sized enterprise (SME) in Canada comes with its fair share of financial challenges. From managing day-to-day cash flow to securing capital for growth, business owners often find themselves at a crossroads when traditional financing options are either insufficient or inaccessible. In these situations, alternative lending solutions such as factoring can be […]
How Canadian Small Businesses Can Overcome Trump’s 25% Tariffs and Thrive
The recent announcement of a 25% tariff on Canadian goods entering the U.S. presents a significant challenge for small and medium-sized enterprises (SMEs) across the country. With the U.S. being Canada’s largest trading partner, many businesses now face rising costs, supply chain disruptions, and uncertainty in their biggest market. While these tariffs create obstacles, they […]
Crystallization and the Lifetime Capital Gains Exemption Amidst 2024 Federal Budget Changes
Are you a small business owner in Canada exploring tax planning strategies amidst evolving regulations? The upcoming changes in the 2024 Federal budget, specifically the increase in the capital gains inclusion rate to 67% after June 25, 2024, necessitate a closer examination of your tax strategy. Let’s explore how crystallization, coupled with the Lifetime Capital […]
Optimizing SR&ED for Canadian Businesses: A Path to Innovation and Economic Growth
Navigating Canada’s productivity challenges has become a familiar concern for both analysts and policymakers. However, there’s a notable silence around a pivotal initiative by the federal government to reshape our nation’s critical innovation program. Ottawa has initiated consultations aimed at refining the Scientific Research and Experimental Development (SR&ED) tax credit. The objective is to strategically […]
10 Reason to Subcontract your Financing or Capital Raising Project
Primary finance companies and company departments may consider using an arm’s length subcontractor to handle a deal in various situations, depending on their specific needs, capabilities, and the nature of the transaction. Here are some scenarios in which such a decision might be considered: Specialized Expertise: When the primary finance company lacks the specialized knowledge […]
